Unlock Global Education with the IBMC Smart Card

The ultimate virtual wallet and funding solution designed specifically for students and lifelong learners. Seamlessly access global education opportunities with exclusive funding grants, zero-fee transactions, and innovative solutions tailored to empower your academic and career journey. Whether you’re pursuing a degree, mastering new skills, or advancing your profession, the IBMC Smart Card puts the world of learning at your fingertips.

IBMC Smart Pay
IBMC Smart Pay
IBMC Smart Pay

Why Get an IBMC Smart Card?

  • Empowering Students with Funding Grants

    Access funding grants that remove financial barriers to world-class education. Fund your IBMC Smart Card or activate your preloaded IBMC smart card and pay for courses, certifications, or training programs without the burden of upfront costs.

  • Zero-Fee Fund Transfers

    Maximize every penny with zero transaction fees. Receive funding from sponsors, family, or peers—or send funds to other IBMC Smart Pay users—at no cost. Enjoy seamless wallet transfers.

  • Secure Card Payments

    Experience peace of mind with our IBMC Smart Card designed for secure online transactions. Pay tuition, or enroll on partner platforms globally while staying in control of your funds.

IBMC Smart Pay

Hold and convert 40+ currencies.

Get access to 200 high converting headline formulas. Copy the title that fits best, insert your details and go live. It’s that easy!

Our pricing
flexible and simple.

Get access to 200 high converting headline formulas. Copy the title that fits best, insert your details and go live. It’s that easy!

IBMC Smart Pay
SIMPLE

£0/month

2% fee when sending to non-Monese accounts £2 minimum fee
IBMC Smart Pay
CLASSIC

£4.95/month

2% fee when sending to non-Monese accounts £2 minimum fee
IBMC Smart Pay
PREMIUM

£14.95/month

2% fee when sending to non-Monese accounts £2 minimum fee

Benefit of the IBMC Smart Cards.

Global Debit Access

Use your IBMC Smart Card wherever digital payments are accepted—online or in-person, worldwide.

Pay with Ease

Fund courses, subscriptions, or resources quickly and securely through the IBMC Smart Pay ecosystem.

Instant wallet transfers

Send, or receive funding instantly with other IBMC Smart Card users. Transfers are fast, free, and effortless.

Affordable Education Access

Activate your card today and experience financial flexibility designed for your educational success

Join a growing community of learners who’ve unlocked their potential with IBMC Smart Pay

IBMC Smart Pay
IBMC Smart Pay
IBMC Smart Pay
IBMC Smart Pay
IBMC Smart Pay

Experience the IBMC Smart Card Today

Ready to transform your educational journey? Get an IBMC Smart Card and gain instant access to funding, CPD-accredited courses, and a world of opportunities. It’s that easy—empower your future with a wallet designed for students. Join thousands worldwide who’ve chosen a smarter way to pay for education.

IBMC Smart Card funds are not legal tender and are not government-backed. IBMC Smart Pay is not a bank and does not offer fiduciary services. Interest rates and terms are subject to change at any time, before or after account activation.